Sheri L Garner Signature

MORTGAGE AND REAL ESTATE ADVISOR

"Empowering homeowners with mortgage and real estate solutions that achieve more effortlessly"

Review Stars
"Thank you Sheri Garner for the great service and professionalism."
- Tina R.

sheri-headshot-dark-blue

OUR MISSION

We are dedicated to empowering our clients throughout their mortgage and real estate journeys, creating opportunities they never knew they had, with integrity and transparency. With our expertise and client-first approach, we simplify complex processes that often lead to missed opportunities, delivering tailored solutions that align with each client's goals.

 

Serving South Florida for more than three decades, we have cultivated a diverse range of expertise, innovative strategies, and strong professional connections with top talent in the mortgage and real estate sectors.

 

We strive to save you both time and money while producing outstanding results.

Today's Rates

Mortgage Rates change on a daily basis and can vary depending on your unique situation. Simply use this form to receive FREE and accurate rate quotes from a nationwide network of trusted lenders.

Buy a Home

This Free Purchase Assistant has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the results are accurate. You’ll receive the Purchase information you need without all the calls and emails!

Refinance Advisor

This Free Refinance Assistant has been designed to help narrow down options based on your individual needs. It’s quick, it’s easy, and the results are accurate. You’ll receive the Refinance information you need without all the calls and emails!

Mortgage Calculator

In today's economy, budgets are important. Use this FREE Mortgage Calculator to see how much you can actually afford.

Tina R.

Thank you Sheri Garner for the great service and professionalism.

Chimane G

You don't need to be in Ft Lauderdale for Encore Mortgage to work for you!! I have used Encore several times in my 20 years of home ownership in Central Florida. We have lowered our rates, pulled equity for remodeling, home equity line of credit for pool and addition. Bought another house using Encore. Sheri pulled out all the stops during that purchase in 2009. I am still amazed at how professional and dedicated she is to finish! Sold and paid off the first house. Most recently refinanced to a lower rate and changed mortgage to 15 year fixed!! We are seeing the principal balance lower every month and equity rise!!! Thank you Encore Mortgage, Thank you Sheri!!!

 
 
 
 

What our clients are saying about us

Our client's love us and we've got the testimonials to prove it!

CONVENTIONAL LOANS

If you're thinking of buying a home, check out the information below to see if a conventional loan may be a good option for you.

GOVERNMENT LOANS

Whether you’re looking to purchase, refinance, or get cash out, each is tailored to your specific needs, but both can be a game-changer in helping you secure your dream home.

SPECIALTY LOANS

Whether you’re self-employed, a foreign national, or facing a unique financial situation, our diverse loan programs are designed to fit your lifestyle and long-term goals.

Thank you for visiting!

 

 

 

 

Encore Mortgage Funding, Inc.

(954) 568-5473
1 East Broward Blvd. #700
Fort Lauderdale, FL 33301

Company NMLS ID 362848
MLO NMLS ID 339320
nmlsconsumeraccess.org