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How Florida homestead portability works | How does save our homes work

Florida has the Save Our Homes benefit that limits increases in your property taxes due to increases in your home’s market value. If you buy a new home in Florida, you can transfer the savings to your new home. How does Save Our Homes work? Save Our Homes limits increases in your home’s assessed value to 3%…

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How to navigate the home buying process with confidence

How to Navigate the Homebuying Process with Confidence

Buying a home is one of the biggest financial decisions you’ll ever make. It’s exciting, but it can also feel overwhelming if you don’t have the right guidance. The key to navigating the home buying process with confidence is understanding the steps involved and working with the right professionals. Here’s how you can make your…

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5 Smart Financial Habits to Prepare for Your First Mortgage

Buying your first home is an exciting milestone, but it also comes with significant financial responsibilities. To make the process smoother and set yourself up for success, it’s essential to adopt smart financial habits before you apply for a mortgage. Here are five strategies to help you get ready: 1. Build and Protect Your Credit…

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10 Essential Tips for Finding Your Dream Home on Any Budget

Finding your dream home is an exciting journey, but it can also feel overwhelming, especially when trying to stay within a budget. Whether you’re a first-time homebuyer or looking to upgrade, these tips will guide you through the process and help you find the perfect home without breaking the bank. 1. Define Your Priorities Start…

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Home is Where the Heart is: Crafting Your Vision for the Future

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As we step into 2025, many of us are reflecting on our personal and professional goals. For some, the new year sparks thoughts of creating a home that reflects dreams, comfort, and stability. Whether you’re a first-time buyer, upgrading to fit a growing family, or downsizing to simplify life, crafting a vision for your future…

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Resolutions That Pay Off: Financial Habits for Aspiring Homeowners

The start of a new year is often marked by ambitious resolutions and fresh financial goals. For those dreaming of homeownership, 2025 could be the year to turn that aspiration into reality. But buying a home isn't just about finding the right property—it's about financial readiness. By adopting smart financial habits now, you'll be better positioned to navigate the buying process with confidence and ease. Here are key habits to help you prepare for your future home.

The start of a new year is often marked by ambitious resolutions and fresh financial goals. For those dreaming of homeownership, 2025 could be the year to turn that aspiration into reality. But buying a home isn’t just about finding the right property—it’s about financial readiness. By adopting smart financial habits now, you’ll be better…

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New Year, New Home: Is 2025 Your Year to Buy?

Home 2025, New home, Home financing, Real estate

In 2025, many of us are setting fresh goals and envisioning new possibilities. For some, that vision includes homeownership. Whether you’re tired of renting, looking to invest, or simply ready to upgrade, the new year presents a perfect opportunity to explore the path to buying a home. But is 2025 the right year for you…

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Planning your Dream Home in 2025 | What to look for in a property

An overhead view of a magnifying glass inspecting a miniature city map, highlighting the process of house hunting

If you’re planning to buy a home in 2025, now is the perfect time to start thinking about what your dream home might look like. While the financial side of home buying often gets the most attention, it’s equally important to consider the non-financial aspects when evaluating potential properties. Here’s a guide on what to…

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Navigating the Mortgage Landscape | Fixed vs. Adjustable Mortgage Rates

Navigating mortgage landscape

When it comes to choosing the right mortgage, the decision can often feel overwhelming. Among the most critical choices is whether to go with a Fixed Rate Mortgage (FRM) or an Adjustable Rate Mortgage (ARM). Each option has its own set of advantages and potential drawbacks, and the best choice largely depends on your financial…

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Top Home Renovations to Increase Your Property Value in 2024

2024

As we move further into 2024, the housing market continues to evolve, and homeowners are increasingly focused on making strategic renovations to enhance their property’s value. Whether you’re looking to sell soon or simply want to enjoy a more comfortable living space, certain upgrades can offer a significant return on investment (ROI). Here’s a look…

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Encore Mortgage Funding, Inc.

(954) 568-5473
1 East Broward Blvd. #700
Fort Lauderdale, FL 33301

Company NMLS ID 362848
MLO NMLS ID 339320
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